7 Reasons You Might Not Receive Social Security Benefits

1. You Failed the Social Security Earnings Test

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2. You Came Up Short on Credits

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3. You Have Debt That Qualifies For Garnishment

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4. You’re Covered Under the Civil Service Retirement System

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5. You’re Covered by the Railroad Retirement Act

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6. You Don’t Qualify for a Divorced Spouse’s Benefits

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7. You Moved — Like, Far — in Retirement

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